ASSET-BACKED LENDING
Unlock Royalty Capital
Your streaming catalog is worth more than you think. Borrow against it without selling.
Your Catalog
ASCAP, BMI, or SESAC membership adds 20% to income.
Your Offer
$325,000
Loan Advance
$500,000
Catalog Value
$27,600
Annual Income
$1,955
Monthly Draw
60 months
Loan Term
Fixed APR
9.5%
Loan or Sell?
Get a Loan
$325,000
Advance, keep your catalog
$1,955 monthly royalties continue
Repay over 5 years, no credit check
No personal guarantee required
Repay over 5 years, no credit check
No personal guarantee required
Sell Your Catalog
$360,000
Net after agent and tax friction
One-time payment (72% of valuation)
No future royalties after sale
Full catalog transferred to buyer
No future royalties after sale
Full catalog transferred to buyer
5-Year Projection
Cumulative royalty income vs. total loan cost
Cumulative royalty income
Total loan repayment
How It Works
1
Submit your catalog
We review your streaming history and rights ownership. No paperwork or lawyers required to get started.
2
Get an offer in 48 hours
No credit check, no personal guarantee. Your catalog is the collateral, nothing else.
3
Keep earning, repay over time
Royalties keep flowing into your account while you pay back the loan over 5 years.
$26.7B
tokenized real-world assets on-chain right now
~80%
of institutional investors are adding music IP this year
Source: Music Investment Barometer, Q4 2025 (Billboard/Fourth Pillar, 125 firms, $3.24T AUM)
A+
credit rating on institutional music royalty ABS deals